Common List of documents
Common List of supporting documents while applying for the loan:
For a Salaried person:
- Indian citizen
- Application form duly filled in
- Photo paste across with signature
ID proof of address proof:
- Pancard
- Ration card
- VoterId
- Driving license
- Passport employee id
- Email id compulsory
Qualification Proof:
- Only Professional Education Like BE, ME, MBBS, PhD
Salary Documentation:
- Salary Certificate(or)Last 3months payslip
- Last 6months Bank statement
- Last 2years form16
- Lic policy Details
Building Details:
- Building plan(Approved (or) Refused
- Approval Letter
- Estimate panel valuer Report(Engineer Report)
- Route map
- Building photo
- Building inspection
Property Document Details:
- Own document
- Previous document like parent, chain document of 12years
- Land tax receipt
- House tax receipt(if any)
- Patta
- Encumbrance certificate (Will)
- MODT
- Legalhiar certificate(Pacelli 1407,1408,1409(If any)
(Legal opinion report to authorize LIC HFL advocate)
Verification Report (Salary, Residence, Telephone Verification)
- Photocopy of application form duly filled in
- Salary certificate (or) Last payslip Xerox
Guarantor Details(if any)
- Salary certificate
- Photocopy of Identity card and Address Proof
- Guarantor Verification Report
Cibil clarification Details(if any):
- Past Loan Details of personal loan, vehicle loan,
Housing loan, Jewel loan, education loan
- Guarantor Details(If any)
Personal Discussion in Lic housing finance office:
- Application form duly filled in original
- All original ID and Address Proof for verification
Processing Fees Details:
1% processing fees including tax info 18%
Accept Demand Draft only, Cersei-