List of Documents for Housing Loan
List of Documents for Home Loan
List of Documents for House Purchase and Land purchase with house construction:
List of Documents for Home Loan ID proof of Address Proof:
- Photos
- Pancard
- Aadhar ID
- Ration card
- Professional qualification
Power of attorney
- Aadhar ID
- Photo
Employee Details:
- Emirates Id passport last five years inner page Xerox with Visa embassy attestation
- Salary certificate with embassy attestation
- Last 6months payslip with self-attested
Original for verification
- Working company website ID
- Appointment order copy/work contract copy/employment offer letter with company website ID
- Abroad Working Experience Details/previous work experience
- Company HR mail ID for verification purpose
Bank details:
- Monthly Salary credit on Bank Rs.50,000/- and above
- Last one-year salary credit bank statement (original duly sealed by bank)
- One-year NRE or NRO Bank statement
- Savings Bank Account in India – Last 1month
Property legal document continuity 12years document
Previous documents, land tax, house tax, E.B bill
Water connection bill,patta,Ec,MODT with Ec..etc
Vendor details:
- Original document verification by LIC HFL advocate
- Aadhar ID xerox
- Pancard xerox
- Bank pass book print Last one-month
- Sale Agreement price
Building Details:
- Plan Approval with Approval Letter
- Id proof of Address Proof
- Photo 4, pan card, Aadhar ID
- Ration card, Qualification Proof with power attorney
Guarantor if need;
- Photo, Pancard, Aadhar All original verified
- Last 3months payslip(original,self-attested)
- Last 3months Bank pass Book entry(original,self-attested Xerox)
Calculation for Example Sale Agreement:
- House Purchase – 20,00,000/-Above 80%
- House Purchase – 20,00,000/- Below 85%
- Land Purchase – 70%
- House Construction Estimate – 20,00,000/-Above 80%
- House Construction Estimate -20,00,000/-below85%
List of Document for NRI customer’s
List of Document for Ship employer
